Treasure Yourself
Your Motorcycle is Replaceable, You Are NOT Replaceable
Real Life Case Studies
We Interviewed Several Riders to Share Their Riding Experience and How Insurance Had or Will Help Them.
AFNAN
“It cost me about a month of salary for the medical expenses”.
Afnan was able to reimburse $2,000 of medical expenses from his Personal Accident insurance.
Read more.
AZRI
"Sometimes, it is not even our fault"
Knowing that the Death Benefit of his Personal Accident plan was sufficient to take care of his parents when he is gone, assured Azri to start riding.
Read more.
ILYAS
"I was not able to work for a week due to the injuries and settlement issues"
The Daily Hospitalisation Allowance benefit of a Personal Accident insurance could have been helpful during the days he could not work
Read more.
BENEFITS
- At $25 PER MONTH, YOU CAN CLAIM $2,000 OF MEDICAL EXPENSES
- GET $100 OF HOSPITALISATION BENEFIT DAILY
- $100,000 PAYABLE TO YOUR LOVED ONES IN THE UNLIKELY EVENT OF DEATH
- PROFESSIONS SUCH AS POLICE OFFICERS & FIREFIGHTERS CAN BE INSURED
- NO MEDICAL CHECKUPS REQUIRED
- FAMILY DISCOUNT APPLICABLE IF GETTING FOR YOUR FAMILY MEMBER
*Premiums will vary depending on type of occupation. Details of the policy will be provided upon the appointment with the financial consultant
ELIGIBILITY
Singaporeans, Singapore Permanent Residents or Foreigners with valid employment pass, work permit, dependent pass, student pass, and long term social visit pass
GET COVERED TODAY
You Need The Motorcycle For Your Daily Activities
The Motorcycle Also Needs You For It To Function
You Enjoy The Convenience & Want To Save More Travel Time
It Is Your Lifestyle. You Are Used To Having A Motorcycle
You Want To Earn Extra Money. Delivery Or Any Other Side Jobs
But In Singapore, Only Motorcycle Insurance Is Mandatory.
Should It Not Be The Same For The Rider? You Need Protection As Well
Statistics Of Road Accidents and Fatalities in Singapore
50% of deaths resulting from road accidents involve Motorcyclists and Pillion Riders.
There are at least 12 accidents a day which involve motorcyclists.
In 2018, Fatal Accidents occur once every 3 days.
IF AN ACCIDENT HAPPENS.......
Your Motorcycle Insurance Will Most Likely Cover The Cost Of The Damages
However, You May Not Be Covered. You Will Need To Pay For Your Own Medical Expenses
Do You Know How Much Are The Medical Expenses If You Are In a Serious Accident?
You Will Not Like The Figure
$10,000 of Medical Expenses Payable. That Is A Few Months Worth Of Your Salary
And That Does Not Even Include The Cost Of Follow-ups & Hospitalisation
How Much Do You Spend On Your Motorcycle Insurance?
Refer To The Graphic For The Types Of Motorcycle Insurance
The Motor Is Protected By Motor Insurance.
BUT, Who or What Will Be Protecting The Rider?
Your Motor Insurance Only Protects Your Motor, Not You
You Can Replace Your Motor, But Nothing Can Replace You
Instead of this
You Can Alter To
*The figures are for illustration purposes only. It will vary with respective individuals.
Real Life Case Studies
We Interviewed Several Riders to Share Their Riding Experience and How Insurance Had or Will Help Them.
AFNAN
“It cost me about a month of salary for the medical expenses”.
He was able to reimburse $2,000 of medical expenses from his Personal Accident insurance.
Read more.
AZRI
"Sometimes, it is not even our fault"
Knowing that the Death Benefit of his Personal Accident plan was sufficient to take care of his parents when he is gone, assured Azri to start riding.
Read more.
ILYAS
"I was not able to work for a week due to the injuries and settlement issues"
The Daily Hospitalisation Allowance benefit of a Personal Accident insurance could have been helpful during the days he could not work
Read more.
We Will Contact You Once You Have Filled Up The Form
A Financial Consultant Will Guide You From Then On.
BENEFITS
- At $25 PER MONTH, YOU CAN CLAIM $2,000 OF MEDICAL EXPENSES
- GET $100 OF HOSPITALISATION BENEFIT DAILY
- $100,000 PAYABLE TO YOUR LOVED ONES IN THE UNLIKELY EVENT OF DEATH
- PROFESSIONS SUCH AS POLICE OFFICERS & FIREFIGHTERS CAN BE INSURED
- NO MEDICAL CHECKUPS REQUIRED
- FAMILY DISCOUNT APPLICABLE IF GETTING FOR YOUR FAMILY MEMBER
*Premiums will vary depending on type of occupation. Details of the policy will be provided upon the appointment with the financial consultant
ELIGIBILITY
Singaporeans, Singapore Permanent Residents or Foreigners with valid employment pass, work permit, dependent pass, student pass, and long term social visit pass
GET COVERED TODAY
FREQUENTLY ASKED QUESTIONS
- What is DollarKnots?
DollarKnots is a blog website that contains financial related articles written by a financial consultant.
PERSONAL ACCIDENT INSURANCE
- What is a Personal Accident plan?
It is a type of insurance that provides you (policyholder) with financial support when you are involved in an unfortunate accident.
- Does DollarKnots underwrite the insurance policy?
No, DollarKnots does not underwrite the insurance policy. The respective insurance providers (insurers) underwrites the insurance policy.
- What happens after I have given my particulars?
You will be contacted by a financial consultant to arrange an appointment.
During the appointment, you will be shown several plans from different insurers. After your own consideration, you can directly purchase the plan.
- Who do I pay the premiums to?
Premiums will directly be paid towards the insurer.
- Who do I look for when I need to claim?
You are able to contact the respective insurers with regards to claims.
- Will there be a need for a medical check-up for the Personal Accident Insurance?
No there will not be a need for a medical check-up.
- Can I buy for my family members as well?
Yes. You can buy for your spouse, children, and parents.
MOTORCYCLE INSURANCE
- What will happen to your current NCD (No Claim Discount)
You will not lose your current NCD. The NCD will not change if you change to another insurance company.
- Will there be choices of several insurance company that will provide the motorcycle insurance coverage?
Yes, as long as it is under purview.
- Are you allowed to change to a Third Party, Fire & Theft coverage?
That will depend on your finance company (paying motorcycle on installment basis) if you are allowed to change. If you have fully paid for your motorcycle, it will be at your own will.
- Can you ask for a Third Party Only coverage instead?
Yes you can. That is as long as you understand the coverage & risk in a Third Party Only coverage.
